Iancu Ciubotaru

Well! Majority of people find it difficult to maintain a glowing account and in midst of the month they find it difficult to cope up with the situation and counter scenario where they have to take credit from their friends or acquaintances so as to meet financial urgency. So, below mentioned are some of the compiled tips by  for such people.

Have an appropriate planning:

There are several people who prefer to withdraw random sum of money from ATM and then, they do not have any idea that how much money they have spent in how many days. According to Iancu Ciubotaru, “you must develop a habit of maintaining weekly budgets of yours. Doing so will let you have the familiarity regarding how much money you had spent and where you have spent”. Eventually from the second week of budget maintenance, you will be on the track of not spending the money in excess.

Evaluation of gift list:

Look! It is not at all mandatory to present one thing or the other within the frequent intervals to friends or colleagues. Make it a point that there are several other cost-effective and sweet ways of showing your concern to the family members thus, let the gift list be condensed within your family members.

It is no where written that if you will not gift expensive gifts to your loved ones, they will not be happy so, determine well prior spending money in excess.  

Shop smart:

Iancu Ciubotaru observes that there are several people who always shop either in hurry or their way of shopping itself is a complete mess and the ultimate consequence is excess wastage of money. Thus, make it a point that you shop in a wise manner. It would be best if you prepare a list of all the stuff that is required to be purchased on high priority.

Use the credit wisely:

If you are going to purchase a particular thing on credit then, it must be kept in mind that the particular item must be beyond your  capacity to purchase because of the rate of interest that you will have to pay in the approaching future. Monitor the debited amount from your card because doing so will let you aware about the complete track record of your transactions and the availability of balance in your account.

Never get yourself tempted:

This is not your fault as this is in human vein and you cannot run away from it, but you can avoid it. If you will constantly be tempted then, surely you will not be able to resist yourself from purchasing the stuff. Avoid unnecessary expenses.

Well! Following the above mentioned things will surely lend you a helping hand in saving lot of bucks. Iancu Ciubotaru says, “It’s really up to you how you have maintain your account and once you have lot of bucks saved with you, you will be able to lead your life in a safe way”.